Household Savings Account for Investment in Capital Markets
Nancy Roussia2026-05-15T09:39:28+00:00We propose two complementary voluntary long-term savings programs for the general public, with tax incentives, following international best practices. Firstly, an Individual Savings Account (APEL) for long-term investments in portfolios of securities that meet certain criteria. Secondly, a Children’s Savings Account (PAPEL) upon the birth of each child, allowing for regular contributions from parents that are proportionally subsidized by the government, with funds invested for the long term and available for use without any tax burden when the child reaches adulthood. The implementation of targeted incentives for long-term savings can serve as a powerful growth driver for the Greek [...]









